Income Protection for Nurses
Protect up to $5,000 per week if illness or injury keeps you from working.
EOFY Offer: Get 14 months for the price of 12 on eligible new policies
OFFER ENDS 31 JULY 2026.
If illness or injury kept you off shift, how long could you cover your bills?
Start your free online quote and apply for cover in minutes.
5-Star Google Rating
Awarded ‘Best Income Protection Insurance Provider 2026’ by APAC INSIDER
Backed by
GET YOUR FREE INSTANT QUOTE
Start your free online quote and review cover options tailored to your income.
By submitting my details, I consent to Canopy Insurance contacting me by phone, email or SMS regarding my enquiry and related insurance products and services. I acknowledge that my personal information will be collected and handled in accordance with the Canopy Insurance Privacy Policy.
Income Protection for Nurses
Protect up to $5,000 per week if illness or injury keeps you from working.
EOFY Offer: Get 14 months for the price of 12 on eligible new policies
OFFER ENDS 31 JULY 2026.
If illness or injury puts you off the road, how long could you cover your bills?
GET A FREE QUOTE NOW
5-Star Google Rating
Awarded ‘Best Income Protection Insurance Provider 2026’ by APAC INSIDER
Backed by
GET YOUR FREE INSTANT QUOTE
Start your free online quote and review cover options tailored to your income.
By submitting my details, I consent to Canopy Insurance contacting me by phone, email or SMS regarding my enquiry and related insurance products and services. I acknowledge that my personal information will be collected and handled in accordance with the Canopy Insurance Privacy Policy.
Income Protection Built for Nurses
14-day cooling-off period
If you change your mind, you can cancel within 14 days of your cover starting, subject to policy terms.
Flexible cover options
You can tailor your cover to suit your income, budget, and how long you want to wait before payments start.
24/7 worldwide cover
You’re covered 24/7, whether you’re at work, at home, travelling, or overseas, subject to policy terms.
Income support while you recover
If illness or injury stops you working, this cover can help replace part of your income while you recover.
*Subject to policy terms and limits.
You care for others every day. But who protects your income if illness or injury keeps you from working?
Nursing can be physically and emotionally demanding. Long shifts, workplace pressure, illness, injury or recovery time can all affect your ability to stay on the roster.
Income protection is designed to help replace part of your income if illness or injury prevents you from working, so you can focus on recovery while still having support for everyday expenses like rent or mortgage payments, bills, groceries and family costs.
It’s not about expecting the worst. It’s about having a plan in place if life interrupts.
You’re in good hands with Canopy Insurance
Here’s what customers say.
GOOGLE REVIEWS 5.0 STAR
How it Works
Start your free instant quote online
Enter your details to continue to the Canopy Insurance online quote process and see cover options based on your income and circumstances.
Review your cover options
You’ll be able to review income protection options online. If you’d like support, you also have the option to speak with one of our insurance consultants.
Get covered and protect your income
If injury or illness stops you working, protect your income while you recover. Up to 100% of your nominated income for the first 6 weeks, then 75% or 85% ongoing, for up to 2 years (option dependent).
Coverage Details
Disclaimer: Pricing varies depending on the options selected. Premiums are indicative only.
Weekly Income Benefit Options
Cover amount (weekly) | Indicative premium (weekly)* | Indicative premium (monthly)* |
$1,500 / week | $14.80 / week | $64.11 / month |
$2,000 / week | $18.98 / week | $82.27 / month |
$2,500 / week | $23.18 / week | $100.43 / month |
Up to $5,000 / week | (available) | (available) |
*Indicative example for a 38-year-old nurse. Premiums vary based on personal circumstances, state of residence, stamp duty, and selected cover options. The examples above do not include the EOFY offer.
Benefit Structure
Benefit Structure | Details |
Initial benefit | Up to 100% of nominated income for the first 6 weeks |
Ongoing benefit | Then 75% or 85% ongoing, depending on the option selected |
Policy Options
Policy Options | Available selections |
Waiting period | 14 / 28 / 60 / 90 days |
Benefit period | 1 year or 2 years |
About Canopy Insurance
Canopy Insurance is part of the WIP Group, a provider with experience delivering income protection solutions for large organisations across Australia, including superannuation funds, unions, and major employers.
We’ve taken what works at scale and made it accessible to individuals with clear, flexible cover, an instant online quote in minutes, and the option to speak with a real person if you’d like additional support.
Policies are underwritten by certain underwriters at Lloyd’s, so you can feel confident your cover is genuine, secure, and supported.
Canopy Insurance Pty Ltd is a Corporate Authorised Representative (CAR 1301345) of Windsor Income Protection Pty Ltd (ACN 147905888 ABN 56104714171 AFSL 400598).
FAQs
What is income protection?
Income protection helps replace part of your income if injury or illness prevents you from working. It provides financial support while you recover.
Are medical examinations required?
No. Applying is straightforward and doesn’t involve medical tests or examinations.
How is my income calculated?
Income is based on your average weekly pre-tax earnings over the 12 months before you became disabled, or a shorter period if you’ve been in your role for less than 12 months.
If employed, it may include regular wages/salary and overtime/allowances that form part of your normal pay. It typically excludes bonuses, commissions and reimbursement allowances.
What if I have a work-related injury?
If you’re entitled to Workers’ Compensation and those payments are lower than your nominated weekly income, Canopy Insurance income protection may top up the difference up to your nominated weekly benefit.
What if I already have sick leave?
Sick leave may help for short periods, but it may not be enough if you’re unable to work for longer due to illness or injury.
Income protection is designed to provide additional financial support beyond short-term leave arrangements, subject to policy terms and conditions.
Can I adjust or cancel my cover?
Yes. You can update your cover if your circumstances change. You can also cancel at any time via your online account or by contacting the team.
If you cancel your policy, you won’t be covered for events that occur after that change.
Are premiums tax-deductible?
In many cases, income protection premiums are tax-deductible. Tax treatment depends on your circumstances, so it’s best to check with a tax professional.
IF ILLNESS OR INJURY KEEPS YOU OFF SHIFT, THIS HELPS PROTECT YOUR INCOME.
Income Protection for Nurses
For as low as $14.80 per week*
Protect up to $5,000 per week if illness or injury keeps you from working.
EOFY Offer: Get 14 months of cover for the price of 12. Offer ends July 2026.
Phone: 1300 001 134
Email: info@canopyinsurance.com.au
GET YOUR FREE INSTANT QUOTE
Start your free online quote and review cover options tailored to your income.
By submitting my details, I consent to Canopy Insurance contacting me by phone, email or SMS regarding my enquiry and related insurance products and services. I acknowledge that my personal information will be collected and handled in accordance with the Canopy Insurance Privacy Policy.
Phone: 1300 001 134
Email: info@canopyinsurance.com.au
*Indicative only. Premiums vary by age, occupation, income, state, waiting period, benefit period and options selected. EOFY offer terms apply. T&Cs, limits and exclusions apply.